If you don't want o join online, you can fill in a Membership Application Form and bring it with you to an ESCU office or Help Point, along with the following documents Download Membership Application form (277.6kb)
Photo ID - Passport or Drivers Licence
Proof of Address - Utility Bill, letter from Government department, Bank or Post office Statement or similar
If you cannot get to our offices, then you can post the form and certified photocopies* of your proof of identity and residence to us. If you are unable to provide the membership fee through the post or would like to pay from your first standing order payment, then please let us know on your application.
Our Credit Union lets people in the community come together to save and borrow money at low rates, and is operated on a not-for-profit basis, with any surpluses being returned to members.
*certified photocopies - you must ask a witness (not a relative) to sign, date and verify that the photocopies being sent are an exact match for the identification document being used and that you are the person they relate to. A local council officer, doctor, professional, and solicitor/notary are great examples of witnesses. The witness must provide contact details so that we can verify identification via telephone if required. These actions are necessary under our regulatory duties to financial regulators.
Benefits of Membership
Membership has many benefits including:
Visit our Membership Benefits page to find out more
Flexible & Convenient Loans
Members can take out loans after joining and saving a minimum of £125 over 2 months and repay at tailor-made schedules (subject to status).
Attractive Dividend on Savings
We may pay a dividend on members savings,
Quality Service, No Hidden Fees or 'catches'.
You can be assured of a professional service from Credit Union at all times. And you do not pay a transaction fee for saving with us, or for borrowing money.
Pay by Standing Order
Arrange a Standing Order payment from your bank and be sure of regular payments to your Credit Union account. We will send you a statement showing all transactions on request and annually.
Take advantage of additional member services available.
Ask any staff member for more details about joining the Credit Union, or for further information see the different sections of this web site.